1. Acceptance of Term

By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Platform.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use the Platform. By using the Platform, you confirm that you meet these eligibility requirements.

3. Services

The Platform provides services including but not limited to access to non-custodial wallets, invoice creation, and authentication for blockchain transactions. Please note that our fee for these services is subject to change at any time and is at the discretion of Fingrow Limited.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts at our discretion.

5. Privacy

We respect your privacy and are committed to protecting your personal information. Please review our Privacy Policy [link to Privacy Policy] for details on how we collect, use, and disclose your information.

6. Prohibited Activities

You agree not to:

• Use the Platform for any illegal or unauthorized purpose.

• Violate any laws, regulations, or third-party rights.

• Attempt to circumvent or interfere with the security or functionality of the Platform.

7. Intellectual Property

All content and materials on the Platform, including but not limited to logos, trademarks, and text, are owned by or licensed to us and are protected by intellectual property laws.

8. Disclaimer of Warranties

The Platform is provided on an "as is" and "as available" basis. We do not warrant that the Platform will be error-free, uninterrupted, or free from viruses or other harmful components. We are not responsible for any fluctuation or loss due to the fluctuation of cryptocurrency prices. Additionally, trading (buying and selling) of cryptocurrencies is facilitated through third-party providers, such as payment gateways and cryptocurrency exchanges. Any costs incurred in buying and selling through these third-party providers are charged by them.

9. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising out of your use of the Platform, including but not limited to, any losses incurred due to the fluctuation of cryptocurrency prices or any costs associated with buying and selling through third-party providers like payment gateways and cryptocurrency exchanges.

11. Termination

We may terminate or suspend your access to the Platform at any time for any reason, without notice or liability.

12. Changes to Terms

We may update these Terms from time to time. Your continued use of the Platform after any changes constitute your acceptance of the revised Terms.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of England and Wales. Any disputes arising out of or relating to these Terms shall be resolved through arbitration in accordance with the rules of the [Arbitration Service] in London.

14. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

• Fingrow Limited

• 128 City Road

• London, United Kingdom

• EC1V 2NX

• info@fingrow.co